What can I Afford?

The best way to start your home search is by talking to a lender.

Visit our lending partner Verde Vista to get started right away, or continue reading to find out more.

Before you spend your time looking through the paper, or searching on-line for property, you need to know what you can afford. Often times, a lender will lend more money that you can comfortably afford to pay back each month. A good lender will listen to your needs and wants, and find a loan that you can live with. This is the first step toward finding a home you can live in.

By the same token, the tax advantages of home ownership may make it possible to afford quite a bit more than you are currently paying for housing, especially when coupled with various programs available to help first time home buyers.

The bottom line, is that there is no way to know until you check it out.

There are many lenders claiming to loan money at outragious interest rates, always with "No Money Down" and "No Closing Costs." They neglect to tell you about the fees they require to process your application, other hidden fees at closing, and will often raise the interest rate they stated to you just before you try to close on your new home. Too many times, this can preclude you from buying your new home.

It is Fast, Free and Easy to get the Truth

It is for this reason that Brett Adams Team has partnered with the Verde Vista Team at Land Mortgage. Verde Vista strives to provide factual information to consumers from the beginning of the process to the end. While mortgage rates fluctuate throughout the home buying process, we will be able to lock in an underwritten rate that you can bank on. Unlike other lenders, there are no up-front fees, and there is absolutely no obligation to use us for your actual loan, so why not give Verde Vista a try right now, and find out what you can really afford?

Visit Verde Vista now. To get a quick idea of what you can afford, fill out only the required fields in the application. You will get a call back from a lending consultant within one business day. If you would prefer not to take a personal call during business hours, they will call you back when it is most convenient for you.

If you would prefer, contact us first to talk about the best way to proceed. If Verde Vista cannot meet your needs,I keep a current list of other reliable lenders that specialize in different situations.